Healix-SECTOR AGNOSTIC SOLUTION
RETAIL & FMCG
Distributors and retailers operate on thin margins with extended payment terms (60–90 days) from large buyers, leading to stock-outs and working capital shortfalls.
The working capital gap for retailers in markets like Kenya is estimated at $2.3 billion.
Healix Solution: We standardize purchase orders, invoices, and proof-of-delivery, embedding supply chain finance within trade workflows and connecting receivable pools to institutional investors.